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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Let your Resume Speak Volumes for that Next Big Job Before you even get through the door of any job interview, there is already one document that has done the talking for you – your resume. A good resume can mean the difference between getting the call of the interview and waiting by phone, and a well written, thoughtful resume can make you stand out over and above other applications with similar skills and work experience. Let your resume give you the edge on that next big job by following a few simple tips. When you sit down to write your resume, you need to plan it out before you start typing. There are two main formats for a resume: the chronological format, in which you simply list your job history, starting with your most recent or current job and moving backwards, and the functional format, in which you highlight your skills and experience rather than specific jobs and specific employers. The chronological format is definitely the most common, and many employers prefer this kind of resume, but choose the format this is going to show off your skills in the best light. If your work history is a choppy and a chronological format resume would only draw attention to that, use the functional format. The key is to choose the format that will give you the best chance of getting noticed for the job and to stick with the format throughout your resume. No matter which resume format you choose to use, the top of your resume should always include your name, contact information and work objectives. Name and contact information is pretty straight forward, although experts do recommend that if you have a “gender neutral” name that you include a helpful “Mr.” or “Ms” to clear up any confusion. Your work objectives should be your career goals. For instance, if you want to manage a small team of sales people, then say that, so your potential employers know that you are moving in a certain direction with your career and not simply apply for jobs willy-nilly. After your work objective comes your work experience. List your jobs in reverse chronological order. Instead of simply creating a bullet pointed list your work related tasks, look for a way to frame all of your responsibilities so that they sound like you showed leadership and problem solving capabilities. For instance, if you were in charge of keeping the expensive accounts in order, say that you were in charge of troubleshooting monthly expense account records, saving the company hundreds of dollars every month. If you have a few blips in your work history, be clear about what you were doing in the downtime. If you were raising children, traveling, or in school, say that you were. If you weren’t really doing anything, put as positive a spin on things as you can without lying. Never leave gaps in your work history unaddressed on your resume. After your work history, it is time to list your education credentials. If you didn’t finish a degree, say how much college work you completed and highlight any coursework relevant to the job. If your college degree or post grad work is in progress, say when you expect to be finished. This is another place where gaps matter. If there is a gap in your education history, again say what you were doing in that time, referring back to your work history where appropriate. You can overcome these gaps as long as you don’t pretend that they don’t exist. Round out your resume by listing any awards and professional memberships you may hold. Don’t get into your hobbies unless they are specifically related to the position for which you are applying. Personal details like religion and race have no place on your resume and you are not required to disclose your age. Instead, let your experience do the talking.

Free Anonymous Phone Number and Voice Mail through JC Connect Do you wish you had access to free anonymous phone numbers and voice mail for your business or personal use? The web offers many freebies, including access to these types of services. Most of the time, you just have to know where to look. Here are some services, including the well-known JC Connect, which provides users with free, fast and accessible service to these types of services. Get Fast and Free Access to Business Services with JC Connect What is JC Connect, and what can it do for you? JC Connect free service is the web's longest-running service in terms of providing its users with free phone numbers. You can use these free incoming phone numbers in order to receive fax and voice messages. This service is still widely known by its old name, JFax, but now it is officially recognized as JConnect Free services. This well-regarded service offers their free services at no cost to you. The service also requires very little personal information from its uses. All you need to provide in order to use its services include your name, email address, gender, age and your zip code. After signing up, you will receive a unique phone number. Use this unique phone number in order to forward messages. These messages are well-compressed image and audio files. You can forward these messages to your email in-box. Because these services are free, the company requests that users limit their usage to a certain number of messages at a time. This is a good site if you don't have easy access to a fax machine. Need Free Web Space for Your Business? Another tool that most small businesses need is free web space. Freeservers is a popular web service that provides users with 20 MB of free website space. The site has become well known for its complete suite of tools and features. Some of the features that this free service boasts include easy-to-use web design templates, FTP upload and many other web-based tools. You can also program your account so that emails can be sent directly to your domain. There are also many free web traffic analysis tools, including daily and weekly breakdowns of all your site's traffic. You can actually see how many people have viewed your website on a daily basis. Freeservers does require users to display a non-obtrusive banner ad on their website pages. Free and Easy Tools for Keeping Up With Your Portfolio Are you looking for a free and easy way to keep tabs on your portfolio? Here is a website that allows you to do just that. Company Sleuth is a website that helps you keep track of your investments. You simply sign up and enter the ticker symbols for the companies and corporations that you want to watch, and let the site do the rest. What sort of information will come your way once you have signed up? Once you have signed up, the site will cull information from news sites, investor forums, press releases, job listings and even official SEC document in order to give you the latest information on the companies you want to keep an eye on. Want to Test Your Website? If you want to test the mettle of your own website and its servers, NetWhistle is there to do just that. This service tests the reliability and strength of your domain's website. It will check to see if your website server is up at intervals. This service will create a log and notify you immediately if there is a problem with your website. You will also receive a handy weekly report card.